Money Train 3 RTP: 96.1% — but check your casino's version
Money Train 3 by Relax Gaming (2022) — bonus-buy respin phenomenon. Published in multiple RTP builds (90%–96.1%): the casino picks the hold, and the reduced build costs about $37/hour more at $1 spins.
Figures from provider game sheets & aggregators, July 2026.
What each published build costs
Same game, different math. Long‑run cost at $1 spins, ~600 spins/hour.
| RTP build | House edge | Cost / 1,000 spins | Cost / hour |
|---|---|---|---|
| 96.1% (best) | 3.9% | $39 | $23 |
| 94% | 6% | $60 | $36 |
| 90% | 10% | $100 | $60 |
To find out which build your casino runs, open the game there and hit the info/paytable button (ⓘ) — regulated casinos must show the RTP. If it's below 96.1%, you're playing the reduced version of the exact same game.
What a session costs on this game
Preset to the best build — drop the payback to your casino's version to see the difference.
More from Relax Gaming
- Money Train 2 — 96.4% best build
- Money Train 4 — 96.1% best build
- Temple Tumble Megaways — 96.3% best build
- Money Train — 96.2% best build
- Temple Tumble 2 Dream Drop — 94.8% best build
Frequently asked questions
What is the RTP of Money Train 3?
Money Train 3 is published in multiple builds: the best pays 96.1% and the lowest 90%. Which you get depends on the casino — check the in-game info screen.
How volatile is Money Train 3?
Money Train 3 is a very high-volatility slot with a max win of 100,000× your bet. Higher volatility means longer dry spells and bigger (rarer) hits at the same RTP.
What does the reduced version of Money Train 3 cost me?
At $1 spins (~600/hour), the 90% build costs about $37 more per hour than the 96.1% build — same game, worse math.
RTP figures are the studio's published values (best build unless noted) — a dated snapshot; the in‑game info screen at your casino is the final word. All slots are negative expected value. 21+ where applicable; online casino play is legal only in some states. Informational only, not gambling advice. Gambling problem? Call 1‑800‑GAMBLER.