Best $20 Scratchers in North Carolina Right Now
Every active $20 North Carolina scratch‑off, ranked by real value from the prizes still remaining — not the launch odds printed on the ticket. Tap any game for its full prize breakdown.
Updated November 5, 2026.
| # | Game | Price | Return | Typical (95th) | Any‑prize odds | Profit odds | % left | Top prize |
|---|---|---|---|---|---|---|---|---|
| 1 | Holiday Gold Surprise | $20 | 75% | 44.3% | 1 in 3 | 1 in 5 | 95.7% | $250,000 |
| 2 | $2,000,000 Diamond Deluxe | $20 | 93.9% | 39.8% | 1 in 3 | 1 in 5 | 13.1% | $2,000,000 |
| 3 | Jackpot Millions | $20 | 75.6% | 39.4% | 1 in 5 | 1 in 5 | 61.3% | $1,000,000 |
| 4 | Stacks of Cash | $20 | 80.7% | 39.3% | 1 in 3 | 1 in 5 | 44.5% | $2,000,000 |
| 5 | Magnificent Millions | $20 | 79.6% | 38.8% | 1 in 5 | 1 in 5 | 30.0% | $1,000,000 |
| 6 | 20 Years | $20 | 75.9% | 40.2% | 1 in 3 | 1 in 5 | 35.3% | $1,000,000 |
| 7 | $2,000,000 Taxes Paid | $20 | 77.6% | 38.2% | 1 in 4 | 1 in 5 | 75.0% | $2,777,392 |
| 8 | Instant Millions | $20 | 80.7% | 39.6% | 1 in 3 | 1 in 5 | 29.7% | $2,000,000 |
| 9 | $2 MILLION VAULT | $20 | 78.9% | 39.7% | 1 in 3 | 1 in 5 | 22.1% | $2,000,000 |
| 10 | Win Big | $20 | 89.7% | 36.9% | 1 in 4 | 1 in 6 | 20.4% | $2,000,000 |
| 11 | $50,000 Payout | $20 | 74.7% | 39.8% | 1 in 4 | 1 in 6 | 40.5% | $50,000 |
| 12 | Ruby Red 7's | $20 | 81.7% | 34.8% | 1 in 3 | 1 in 5 | 15.5% | $2,000,000 |
| 13 | 100X The Cash | $20 | 62.6% | 35.7% | 1 in 3 | 1 in 5 | 3.5% | $2,000,000 |
| 14 | Extreme Money Blowout | $20 | 75.4% | 25.6% | 1 in 10 | 1 in 10 | 46.4% | $2,000 |
Other price points: best $1 scratchers · best $2 scratchers · best $5 scratchers · best $10 scratchers · best $30 scratchers · best $50 scratchers — or the full North Carolina ranking.
How we rank $20 scratchers
The ranking uses each game's current numbers, recomputed daily from the official North Carolina Lottery feed: the prizes still unclaimed, the real odds of winning anything today, and the share of the ticket price the remaining prize pool returns on average. "#1" means the best real value at this price point right now — it changes as prizes get claimed.
Frequently asked questions
What is the best $20 scratcher in North Carolina right now?
Holiday Gold Surprise currently ranks #1 among active $20 North Carolina scratch-offs, based on the current odds and prizes still remaining — about 75% of the ticket price returned on average.
Are $20 scratchers worth it in North Carolina?
Active $20 North Carolina games currently average about 78.7% return — the state's best-returning price point right now is $30 at about 81.9%. All scratchers return less than they cost on average; higher price points usually return a larger share.
How current is this ranking?
Updated daily from the official North Carolina Lottery feed; last updated November 5, 2026. Rankings use the prizes still remaining, not the launch odds printed on the ticket.
Data from the official state lottery feed, refreshed ~daily. All scratchers are negative expected value — these rankings find the least-bad, not a winning strategy. 18+. Please play responsibly. Gambling problem? Call 1‑800‑GAMBLER.