Best $20 Scratchers in New Jersey Right Now

Every active $20 New Jersey scratch‑off, ranked by real value from the prizes still remaining — not the launch odds printed on the ticket. Tap any game for its full prize breakdown.

Updated July 13, 2026.

#GamePrice ReturnTypical (95th) Any‑prize oddsProfit odds % leftTop prize
1 $1 Million Premier Ca$h $20 76% 38.4% 1 in 4 1 in 6 80.3% $598,200
2 Crossword Bonanza $20 75.2% 36.9% 1 in 4 1 in 5 99.3% $400,000
3 100X $20 75.6% 33.2% 1 in 4 1 in 6 58.6% $576,800
4 Mega Hot 7's $20 71.6% 34.4% 1 in 4 1 in 6 42.9% $601,400
5 Crossword Bonanza $20 75.2% 34.2% 1 in 4 1 in 6 14.1% $400,000
6 $1,000,000 Platinum Payout $20 71.8% 33.3% 1 in 4 1 in 7 25.8% $628,500
7 Quarter Million Ca$h $20 72.5% 31.6% 1 in 4 1 in 6 60.4% $250,000
8 Crossword Bonanza $20 88.4% 32.8% 1 in 4 1 in 6 6.7% $400,000
9 Crossword Bonanza $20 77.6% 32.7% 1 in 4 1 in 6 6.7% $400,000
10 $20,000 Loaded $20 71.7% 32.2% 1 in 4 1 in 7 38.6% $20,000
11 Power 20X $20 70.2% 31.6% 1 in 4 1 in 7 19.2% $697,100
12 $5,000 Festive Frenzy $20 70.4% 33.3% 1 in 4 1 in 7 8.0% $5,000
13 $100 Million Diamond Dazzler $20 71.6% 30.5% 1 in 4 1 in 7 38.5% $591,200
14 100X Cash Blitz $20 71.6% 30.4% 1 in 4 1 in 7 20.4% $602,300
15 Crossword Bonanza $20 65.2% 32.7% 1 in 4 1 in 6 7.2% $400,000
16 $50,000,000 Fast Cash $20 69.1% 26.6% 1 in 10 1 in 10 40.9% $500
17 $50,000,000 Explosion $20 69% 26.5% 1 in 10 1 in 10 17.7% $500

Other price points: best $1 scratchers · best $2 scratchers · best $3 scratchers · best $5 scratchers · best $10 scratchers · best $30 scratchers — or the full New Jersey ranking.

How we rank $20 scratchers

The ranking uses each game's current numbers, recomputed daily from the official New Jersey Lottery feed: the prizes still unclaimed, the real odds of winning anything today, and the share of the ticket price the remaining prize pool returns on average. "#1" means the best real value at this price point right now — it changes as prizes get claimed.

Frequently asked questions

What is the best $20 scratcher in New Jersey right now?

$1 Million Premier Ca$h currently ranks #1 among active $20 New Jersey scratch-offs, based on the current odds and prizes still remaining — about 76% of the ticket price returned on average.

Are $20 scratchers worth it in New Jersey?

Active $20 New Jersey games currently average about 73.1% return — the best-returning price point in the state right now. All scratchers return less than they cost on average; higher price points usually return a larger share.

How current is this ranking?

Updated daily from the official New Jersey Lottery feed; last updated July 13, 2026. Rankings use the prizes still remaining, not the launch odds printed on the ticket.

Data from the official state lottery feed, refreshed ~daily. All scratchers are negative expected value — these rankings find the least-bad, not a winning strategy. 18+. Please play responsibly. Gambling problem? Call 1‑800‑GAMBLER.