Best $20 Scratchers in New Jersey Right Now
Every active $20 New Jersey scratch‑off, ranked by real value from the prizes still remaining — not the launch odds printed on the ticket. Tap any game for its full prize breakdown.
Updated September 23, 2026.
| # | Game | Price | Return | Typical (95th) | Any‑prize odds | Profit odds | % left | Top prize |
|---|---|---|---|---|---|---|---|---|
| 1 | $1 Million Premier Ca$h | $20 | 76.2% | 38.3% | 1 in 4 | 1 in 6 | 68.4% | $598,200 |
| 2 | Crossword Bonanza | $20 | 75.2% | 36.8% | 1 in 4 | 1 in 5 | 61.9% | $400,000 |
| 3 | Mega Hot 7's | $20 | 71.7% | 34.3% | 1 in 4 | 1 in 6 | 40.6% | $601,400 |
| 4 | 100X | $20 | 75.9% | 33.1% | 1 in 4 | 1 in 6 | 45.9% | $576,800 |
| 5 | Black Opal 7's | $20 | 75.8% | 32.8% | 1 in 4 | 1 in 7 | 92.5% | $593,600 |
| 6 | $1,000,000 Platinum Payout | $20 | 71.8% | 33.3% | 1 in 4 | 1 in 7 | 25.6% | $628,500 |
| 7 | Quarter Million Ca$h | $20 | 72.3% | 31.6% | 1 in 4 | 1 in 6 | 54.9% | $250,000 |
| 8 | Crossword Bonanza | $20 | 77.6% | 33% | 1 in 4 | 1 in 6 | 7.6% | $400,000 |
| 9 | Crossword Bonanza | $20 | 88.4% | 32.8% | 1 in 4 | 1 in 6 | 6.7% | $400,000 |
| 10 | Crossword Bonanza | $20 | 77.7% | 32.6% | 1 in 4 | 1 in 6 | 6.6% | $400,000 |
| 11 | $20,000 Loaded | $20 | 71.7% | 32.2% | 1 in 4 | 1 in 7 | 38.6% | $20,000 |
| 12 | $5,000 Festive Frenzy | $20 | 70.5% | 33.2% | 1 in 4 | 1 in 7 | 7.5% | $5,000 |
| 13 | $100 Million Diamond Dazzler | $20 | 71.7% | 30.4% | 1 in 4 | 1 in 7 | 30.8% | $591,200 |
| 14 | 100X Cash Blitz | $20 | 71.7% | 30.4% | 1 in 4 | 1 in 7 | 18.8% | $602,300 |
| 15 | $50,000,000 Fast Cash | $20 | 69.1% | 26.6% | 1 in 10 | 1 in 10 | 35.5% | $500 |
Other price points: best $1 scratchers · best $2 scratchers · best $3 scratchers · best $5 scratchers · best $10 scratchers · best $30 scratchers — or the full New Jersey ranking.
How we rank $20 scratchers
The ranking uses each game's current numbers, recomputed daily from the official New Jersey Lottery feed: the prizes still unclaimed, the real odds of winning anything today, and the share of the ticket price the remaining prize pool returns on average. "#1" means the best real value at this price point right now — it changes as prizes get claimed.
Frequently asked questions
What is the best $20 scratcher in New Jersey right now?
$1 Million Premier Ca$h currently ranks #1 among active $20 New Jersey scratch-offs, based on the current odds and prizes still remaining — about 76.2% of the ticket price returned on average.
Are $20 scratchers worth it in New Jersey?
Active $20 New Jersey games currently average about 74.5% return — the best-returning price point in the state right now. All scratchers return less than they cost on average; higher price points usually return a larger share.
How current is this ranking?
Updated daily from the official New Jersey Lottery feed; last updated September 23, 2026. Rankings use the prizes still remaining, not the launch odds printed on the ticket.
Data from the official state lottery feed, refreshed ~daily. All scratchers are negative expected value — these rankings find the least-bad, not a winning strategy. 18+. Please play responsibly. Gambling problem? Call 1‑800‑GAMBLER.